Navigating the world of Disability Tax Claims can be complex, especially when you’re unsure about what qualifies for tax relief and how to begin the process. At Your Disability Tax, we understand that these claims can be overwhelming for families already managing the day-to-day challenges of caring for a loved one with a disability. Our FAQ section is designed to help clarify the most common questions we receive, offering clear answers and guidance on how to maximize your benefits. Whether you’re just starting the process or need advice on specific tax deductions, we’re here to make Claiming Disability Tax easier and more accessible.

At Your Disability Tax, we are committed to making the process of Claiming Disability Tax as straightforward as possible. Many individuals and families are unaware of the tax relief they qualify for, especially when it comes to medical expenses, caregiving costs, and disability-related tax credits. Our FAQ page provides detailed answers to the most common questions about Disability Tax Claims and offers insights into how you can claim the financial support you’re entitled to. From understanding the ITR-DD form to claiming for special schooling, we cover everything you need to know to ensure you don’t miss out on vital tax benefits.

If you meet the following criteria, you likely qualify for tax relief through Medical or Disability Tax Credits:

  • You earn more than R100,000 per year.
  • You are disabled in line with the SARS definition, or
  • You take care of someone (a dependent) with a disability or impairment.

???? Claiming Disability Tax may provide you with financial support, ensuring that you receive the relief you’re entitled to.

No, medical aid is not a requirement for claiming Disability Tax Credits. Even if you don’t have medical aid, you can still claim for the following:

  • Out-of-pocket medical expenses
  • Therapy sessions
  • Assistive devices
  • Special schooling
  • Caregiver costs
  • Travel to medical appointments

This flexibility ensures that families with different financial situations can access the support they need through Disability Tax Claims.

A monthly rebate SARS gives to taxpayers contributing to a registered medical aid.
It reduces the tax you owe and is based on how many people are covered.

For the tax years starting from 1 March 2023 to 29 February 2025, the following fixed monthly amounts apply:

Covered Person(s)Monthly CreditAnnual Credit
Main memberR364R4,368
Main + 1 dependentR728R8,736
Each additional dependentR246R2,952

???? Example:
A family of four will receive R728 (for the first two) + R246 + R246 = R1,220/month or R14,640/year in tax relief. These credits are valuable for families when Claiming Disability Tax, especially if you have significant medical expenses related to a disability.

This is extra tax relief you can claim on top of the basic medical aid credit, especially if:

  • You’re 65 or older
  • You or a dependent has a disability
  • You have high medical costs not covered by your medical aid

???? If you’re 65+:

You can claim:

  • 33.3% of medical aid contributions above your base credit, and
  • 33.3% of out-of-pocket medical expenses

♿ If you or your dependent has a disability:

You can claim:

  • 33.3% of excess contributions
  • 33.3% of unreimbursed qualifying medical expenses

???? For everyone else:

You can claim:

  • 25% of [(excess contributions + expenses) – 7.5% of your taxable income]

We’ll do the hard part of calculating it.

A disability must:

  • Be moderate to severe
  • Affect your ability to perform daily activities
  • Last longer than 12 months
  • Be certified by a registered medical practitioner using the ITR-DD form

Here is a list of some of the most common conditions (download link)

You may still qualify under physical impairment, such as:

  • ADHD
  • Partial blindness
  • Mobility issues
  • Hearing loss
  • Speech problems

???? These claims are calculated at a lower tax credit rate but can still be worth it.

You can claim for:

  • Doctors, hospitals, and specialists not paid by your medical aid
  • Prescribed medicine
  • Therapy
  • Caregiver salaries
  • Assistive devices (wheelchairs, hearing aids, special beds, etc.)
  • Special school fees
  • Travel to therapy/school

???? [Download full SARS list of qualifying expenses]

The ITR-DD is a SARS form completed by a medical professional confirming your or your child’s disability.
It is required for any disability-related tax claims. ???? Download your form here.

We can:

  • Review why SARS rejected it
  • Help correct or complete the documents
  • Dispute and resubmit where possible

Yes, absolutely. If you are paying the expenses, you can claim—whether it’s:

  • Therapy
  • Medical aid
  • Assistive devices
  • Special education

Yes, for travel to:

  • Doctors
  • Hospitals
  • Therapy sessions
  • Special needs schools (if the school is more 10km away from your home)

We calculate this using SARS’ official rate per kilometer

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Ready to Find Out More About Claiming Disability Tax?

If you’re unsure if you qualify or need help Claiming Disability Tax, we’re here to help. Contact us today for a free consultation to assess your eligibility and start the process. Our Disability Tax Specialists are ready to guide you through every step.